Blog #9: Flux Sux


Every market has its ups and downs, its pros and cons. Some days, your stocks and bonds might be worth top dollar, and other days they might be worth less than when you bought them. It’s important as an investor to keep an eye on what’s going on, but the tides can move so quickly that it gets hard to keep track! A more stable market makes for much simpler management of one’s finances and investments, but in today’s turbulent times, a market like that seems hard to find. So, where can you turn?

Real estate. Stocks, which can wildly fluctuate in value in even a short period of time, represent a potentially very unstable investment. Bonds and mutual funds can present the same problem. But changes in the real estate market tend to move in a much steadier and slower fashion. An investment that you can keep track of is one that you can use to your best advantage- one you can count on. 

Buildings and properties are typically owned by the same person for years. Since they don’t change hands as often, the prices of real estate remain relatively stable. They fluctuate, but not as drastically quickly as other types of investment. Another factor is that housing is a necessity, so the demand for rental properties doesn’t change much, even if the greater economy is sluggish. 

Real estate also has the benefit of being real and tangible. Rather than being an abstract concept like stocks, real estate is a solid thing. It’s a limited resource- the earth isn’t getting any bigger, is it? So, if you look at the bigger picture, it all makes sense. Real estate is a stable market because it has, in some ways, almost fixed supply and demand forces working for it. It changes, but it changes relatively slowly and predictably. Someone who invests in real estate is unlikely to wake up one morning to find that their properties are suddenly worthless. 

It gets old having to try and keep track of the constant peaks and valleys of our investments. Isn’t it better to put your money behind something more secure? Properties can provide a sense of stability that saves investors the headache of a fluctuating market. That’s just one of the many reasons that investors love real estate.

 

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


** Jin Kim: November 2021 – Honor Your Network by Giving Thanks

Remembering Whose Advent has Enriched Your Life: Thoughtful Ways to Show Gratitude

November has arrived! We start with the end (of Daylight Saving Time, of course) and end with a beginning (Advent, for those who celebrate it).  In between, we honor those who fought for freedom by observing Remembrance Day/Veterans Day. On November 11th, both Canadians and Americans celebrate the men and women who put their lives on the line to preserve what we hold dear. For them, we are endlessly grateful.

Speaking of gratitude, Americans will be celebrating Thanksgiving this month, while Canadians are still reeling from their wonderful feasts back in October. But just because Thanksgiving is over for Canadians doesn’t mean we have to pack away our gratitude for the year, too. For many, Thanksgiving is more than a lazy day of delicious food. It’s a time to show gratitude and appreciation to those who have helped us. Building professional relationships is a huge part of real estate investment. The advantages of having helpful networks cannot be understated!

To help keep gratitude alive in all of our hearts throughout November and beyond, I would like to celebrate the advent of the wonderful people in our networks. To do that, I’d like to share a few ways to remember them this season:

Colleagues

Clever ideas to thank our peers include:

  • Learn their interests and find a personalized gift
  • Give them something that will be helpful to them in their career (in this case, investing)
  • Take them to lunch
  • Write a sincere thank you note
  • Create an amazing annual tradition for your network (scavenger hunt, escape room, etc)
  • Celebrate their milestones with them
  • Refer their services to others (areas of expertise)
  • Books (they can be helpful or fun)
  • Spa gift cards
  • Gift cards for coffee or lunch
  • Baked goods
  • Board Games
  • Subscription box

Tenants

The great thing about thanking our tenants is that it has multiple benefits. We are letting them know we appreciate them, but doing so helps boost retention rates. In fact, boosting retention rates by 5% leads to a profit boost of 25%-95%. Keeping good tenants means that we don’t have to advertise their space, and we retain a steady stream of rent income. Here are a few ways we can express gratitude to tenants:

  • Welcome letter and gift basket
  • Gift card to a home goods, hardware, or grocery store
  • Replace an old appliance
  • Host a resident appreciation event (this can be an outdoor picnic or indoor event)
  • Small gift (custom-made calendar or art, box of sweets, potted plant, bath products)
  • Small cut on rent for a few months of on-time payment
  • A break on rent increases for a few months for long-term tenants
  • Make timely repairs
  • Renewal incentives (smart devices are an idea)
  • Hire a professional cleaner for long-term tenants before the holidays
  • Start a points program to reward outstanding tenants
  • Handwritten appreciation letters
  • Ask for property upgrade ideas (make no promises but review and see which you can practically implement)

Mentors

Thoughtful ways to thank mentors include:

  • Take them out to lunch or coffee
  • Write a note to thank them for all the time and energy they spent to help you
  • Express your gratitude on social media and tag them
  • Give them a phone call to see how they’re doing and say thanks
  • Send them a creative picture – perhaps of you holding something meaningful, or a sign that says “I appreciate you!”
  • Publicly thank them in front of your peers/business network
  • Create a collage of pictures that symbolize your relationship
  • Become a mentor yourself and tell your mentor that they inspire you
  • Record and send a video expressing gratitude (you can dance, sing, or otherwise have the time of your life recording it)
  • Write them a tribute and post it on Who Mentored You?
  • Bake them a sweet treat
  • Make a financial contribution to a local mentoring program in their honor bake something for them, make a financial contribution to a local mentoring program in their honor

Accountant

Our accountants are number-crunching superheroes! We can show our gratitude to them by:

  • Send a basket of baked goods or fruit (extra points if there’s enough for the entire accounting department
  • Handwritten thank you note
  • Since accountants are sometimes called “Bean counters,” consider these “bean-themed” gift ideas:
    • Jelly beans (if you’re feeling fancy, go for the Jelly Belly ones)
    • Coffee gifts (it can be a bag of coffee, a coffee mug, or a gift card to a coffee shop)
    • a Beanie Baby or Beanie Boo (adorable!)

I am Grateful for You

Now that I’ve given you some practical ways to express gratitude to the people in your network, I’d be remiss not to thank you, my readers! I appreciate the time you take to read this newsletter, and all of the support you offer by just listening. I am lucky to have so many fantastic people in my life, and I am very grateful to you!

Remember to set your clocks back!

Jin Kim

QUOTE OF THE MONTH

A LAUGH OR TWO FOR GOOD MEASURE

HELPFUL LIFE HACK #1

HELPFUL LIFE HACK #1

WHY INVEST IN REAL ESTATE?

TANGIBLE ASSET

A real asset is a tangible investment that has an intrinsic value due to its substance and physical properties. Commodities, real estate, equipment, and natural resources are all types of real assets. … Real assets tend to be more stable but less liquid than financial assets.

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


** Jin Kim: October 2021 – Take the Scare Out of Real Estate Investment

Make Investing a Treat with These Tips

Boo!

It’s October!

Fall is in full swing, which means it’s time for football, crunchy leaves, and the best apple cider you can get your hands on.

October is also Halloween time, which can be both sweet and scary. Real estate investing is much like Halloween: it can certainly be a little frightening, but you learn quickly all the treats that are in store!

This month, choose “treat” (not trick) when investing in real estate.

Here are some important tips to help you take the scare out of real estate investing:

Choose the Right Strategy

There are several ways to be involved in real estate investing, and it’s crucial to choose the strategy that best suits your lifestyle and goals. Each strategy has unique implications that you must consider before investing. When deciding between strategies, you’ll need to determine your ultimate goal and what responsibilities you are ready to take on. For example, you could purchase a real estate property and collect a stream of income from the tenants. You may also opt to be heavily involved in the management of your property and in interacting with your tenants.

Learn the Market

Learn about the market for your chosen strategy. Some markets may better suit flipping a property, while others will be ideal for rental properties. Location is key for real estate investing, and you must be ready to chart out your target market thoroughly.

Risk Factors

If you’re not careful, the risks of real estate investing can turn into tricks you just weren’t ready for this scary season. Understanding risk factors ahead of time will help you anticipate and prepare for them. Learn about the risk factors of different investments, and determine your level of risk, and real estate won’t feel like such a bump in the night.

Know Your End Game

Knowing your end goal from the beginning will help you strategize accordingly. Based on your goal,  you can set up your investment the smartest way possible, and plan how to handle any risk factors that come up. Your exit strategy is part of your end game. For example, if you aim to renovate a property, you must have a detailed plan outlining what you need to accomplish––from start to finish.

Wrapping Up

Just like a moonlit Halloween night, investing can be scary, but it can also be full of sweet treats. This season, take the time to plan out your investment strategy, market, risks, and end game. When you take the time to plan out your investment ahead of time, you can take out much of the scare.

Happy Fall and happy investing!

 

Jin Kim

QUOTE OF THE MONTH

A LAUGH OR TWO FOR GOOD MEASURE

HELPFUL LIFE HACK #1

HELPFUL LIFE HACK #1

WHY INVEST IN REAL ESTATE?

Re-Investment

One of the ‘pleasant’ dilemmas that my investor partners face when we cash out of a deal is what
to do with their PROFITS.

On one hand, it’s tempting to take the cash and buy a new car, boat, vacation, or other ‘doodad’
(as Robert Kiyosaki calls them in his book Rich Dad, Poor Dad).

On the other hand, it usually makes a LOT more sense to use those profits to buy more income-
producing real estate.  That’s called “re-investment”.

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


Blog #8: Paying Less Tax


When you make a profit, you want to hold on to as much of it as you can. You earned it, it’s yours, and you want it to stay yours! But that’s not how it goes. A certain amount of every dollar you make in your life goes towards taxes. It’s unavoidable. So, it’s a good idea to consider ways to make the most of your profits. You want to not only make as much as you can, but also keep as much as you can.

You may be asking yourself, what kind of investment could possibly change the reality of capital gains taxes? Aren’t all investments subject to the same rates, the same drawbacks?

Here’s the thing: they’re not. While capital gains from stocks, bonds, and mutual funds are taxed at a pretty much universal rate, gains from real estate are taxed differently. If you buy a piece of property and sell it for a profit (because you bought it at a discount, or because it appreciated in value, or for some other reason), you will only be taxed on half of the money you made. This is because, in theory, the property should have lost value over the course of time. However, that’s often not the case. It’s entirely possible to resell real estate at a gain, as with any other investment. What makes real estate great is that you have to give up much less in taxes

Those tax savings mean more money in your pocket. There are so many things about real estate that make it a smart investment- the many profit centers it offers, the potential for excellent financing from banks, etc.- but one of the best parts is that you get the chance to actually keep more of your money. That, along with everything else, is great for investors. Real estate investments are an excellent way to build a prosperous future for yourself. Protect your interests by investing in property- you won’t regret it.

 

 

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


Vlog #3: Investment Area - Toronto

About Jin Kim:

InvestwithJin.com is a real estate investment company that has been actively involved in the Downtown Toronto area real estate investing for a number of years. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves. It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when they have exciting and profitable investment opportunities available. Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


Blog #7: Banks Love Financing This…

Things cost you what they cost, right? That much seems obvious. If you want to buy 1000 dollars worth of stock, you’re putting 1000 of your own dollars out of your own pocket into that investment. There’s no getting around it- stocks, bonds, mutual funds, gold… whatever your investment is, you’re going to have to pay what the market asks of you.

Except, that’s not the case with real estate. When you purchase a property, a bank will typically finance between 75 and 85 percent of the cost. Your responsibility is only for the remaining percentage, which you put in as a down payment. And yet, 100 percent of the investment (the property) is under your control.

A bank would laugh in your face if you asked them to cover 85 percent of the cost of a few ounces of gold. But if your investment is in real estate, they’re singing a different tune. If you have good credit and are able to make that 15-25 percent down payment, the bank will cover it.

Banks love helping people invest in real estate, and that’s a fantastic thing for investors. By having a bank finance the vast majority of the cost of the investment, investors can minimize the amount of money they have to put into the deal. From there on out, they see all the profits from the property. And remember, real estate has many profit centers!

There are so many possibilities at every step of the way, from the leverage and instant equity we can find when you initially purchase the property, to the profits we make from renting out units, to the value the property gains, all the way out to the potential for reinvesting the money you’ve made off of a property. That’s the great versatility of real estate, and it all begins with making that initial investment.

The simple fact that a bank will be willing to finance an enormous part of the cost of a real estate investment, while still allowing the investor to reap all the rewards, is part of the reason real estate is such a great choice. With the help of a bank, investors can minimize how much of their own money they have to spend, while maximizing what they’re able to make in profit. You don’t have to dump all of your own money into the transaction- the bank can help make it happen. What’s not to love about that?

 

 

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


Blog #6: On the Right Side of Supply and Demand

Supply and demand might just be the most important factors in our economy. How much of something exists, and how badly people want it, are the defining aspects of how that market works. From an investor’s perspective, the best bets are ones where demand outstrips supply. With these kinds of investments we find success because there will always be people willing to exchange money for what we have.

That brings us to real estate. The fact is, everyone needs a place to live. Housing is a necessity. So, with that in mind, it just makes sense that real estate would constantly be in high demand. Everyone needs it, so everyone is on the market for it. This means that if a person invests in residential properties, they shouldn’t have much trouble finding people to rent to.

There are a few reasons that demand is greater than supply in the real estate market. One is that demand for housing increases with the population, and the population isn’t getting any smaller. But just because the need for housing has increased, doesn’t mean the supply has. Constructing new rental units costs money, and it’s a cost that won’t be immediately made up for. Profiting from a newly built building takes time.

Meanwhile, many existing apartment buildings have, in the past few decades, been converted into condos. This leads to even fewer options for renters. But people still need places to live! So, by investing in a piece of the real estate pie, you’ve invested into a market that works in your favor.

A market where demand outstrips supply is one that works for investors. Real estate can provide that kind of environment. It’s something everyone needs, and as long as people need shelter, it’s going to stay that way. This is one of the many reasons real estate can be such a lucrative investment.

 

 

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


Vlog #2: Why Invest?

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


Blog #5: Buying for Bargains

 

In most markets, prices are largely inflexible. Whatever the market value of gold is at a given moment, you’re stuck with it. Same with stocks- if Microsoft’s stocks are trading at 200 dollars, that’s what you’re paying. You can’t really haggle. Real estate, however, is a different story.
It’s not uncommon for properties to be sold for under their market value. This leads to situations of instant equity.

Instant equity is a phenomenon that occurs when you purchase something at a discount. When you purchase a property for less than its market value, you automatically increase your net worth. This is because, if you were to sell or refinance the property later, it would be worth more than you paid for it, and you would gain that difference.

Because of this, properties that provide you with instant equity are a good investment. The equity you have from these properties can provide a financial buffer in case of problems with them.

So, it seems obvious that buying at a discount is a smart decision. However, you might still be wondering why people choose to sell their properties for less than market value. As it happens there are a multitude of reasons someone might choose to undercharge for what they own.

They might be experiencing financial difficulties that require that they liquidate their assets sooner rather than later. In that instance, they would be more interested in moving the property quickly and efficiently, rather than for top dollar. Someone might be going through a divorce and needing to sell their house in order to settle the case. It can even be as simple as someone inheriting a property they don’t want, and trying to sell quickly simply to wash their hands of it.

Regardless of the reason, people selling their properties on the cheap is a great opportunity for you as an investor. If you’re able to buy at a discount you’re already better off than you were before. Real estate is a rare example of a market where you can barter, and this can be used to your advantage. For this reason and more, real estate is a great choice for investing.

 

 

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129


**Jin Kim: September 2021 – Get the Most Out of Your Labor

Work that works for you: Real Estate Renovations with High Return on Investment

September is here! Soon, we’ll be greeted with a vibrant landscape as the leaves change colors. Just try not to be blown away by the cool, blustery winds as they scatter the leaves! 

Before the start of Autumn, though, we’ll celebrate Labor Day in both the US and Canada on September 6th.. This holiday goes all the way back to 1894 and was the culmination of laborers’ effort in the Victorian area. The workers struggled with awful, debilitating working conditions. They held rallies to secure fair wages, reduced hours, and livable working conditions. Thankfully, we are far better off for all of their labor. Their work is finished, but as real estate investors, ours is just beginning.

For the month of September, in honor of Labor day, I’d like to go over real estate renovations that tend to yield high results:

Minor Renovations with a Big Impact

The first thing you can do to add instant appeal to a property is to repaint the walls and ceilings. Chipped, peeling paint and stains on walls and ceilings can make an otherwise beautiful rental appear run-down and neglected. 

Another money-saving renovation entails refinishing the cabinets. Best of all, you don’t need to gut the entire kitchen to make that happen. Sinks and hardware can be replaced if needed. Consider installing granite counters – they add quite a bit of visual appeal for the buyer and the cost of installation has dropped over the years. 

Simple renovations should be done in the bathroom as well if need be, like new paint and fixtures. If you can’t get stains off certain surfaces, try refinishing them. You can replace them if neither of those options work.

Finally, remember that first impressions matter, too. Set properties up for success by polishing the exterior – replace window caulk, install new fixtures, paint the front door, repair and paint fences and even plant flowers around the building. All these steps can go a long way in making someone want to call your property home.

Pricier Renovations that Pay Off Over Time

Attic insulation is huge in terms of energy savings – and money put back into your pocket. The average cost of fiberglass attic insulation is $1,343 and the average resale is $1,446. How’s that for having your money work for you? This is advantageous for those who rent property as well, since heating and electric costs are minimized. Steel doors are another beneficial energy-saving investment worthy of looking into!

Stone veneer siding has grown in popularity over the decade and can add a great deal of curb appeal. Manufactured stone is a combination of aggregates, Portland cement, and iron oxides that are baked in molds, giving them the appearance of natural stone. The siding is normally applied to the bottom third of the house and around the main entrance. 

Garage door replacement is another fantastic remodel to consider. Look for one that comes with a lifetime guarantee. The average cost to replace a set of garage doors is $3,695. At resale, $3,491 should be recouped – not bad in terms of cost recovery.

One More Thing

It’s exciting when the hard work put into home renovation pays off – but remember that not every penny you put into a property will grant the same reward for your labor. Costly repairs, like fixing broken pipes, come up unexpectedly. These repairs are important and so necessary. Sometimes the best reward for a day of hard work is knowing it was a job well done!

Happy Labor day, and enjoy the start of Autumn!

 

Jin Kim

QUOTE OF THE MONTH

A LAUGH OR TWO FOR GOOD MEASURE

HELPFUL LIFE HACK #1

HELPFUL LIFE HACK #1

WHY INVEST IN REAL ESTATE?

Leverage

Leveraging allows you to do more with the money you have. With more capital, you can invest in a property with greater potential for return and therefore make more money than if you were only to put in the available cash you had access to.

Leverage is an important concept to understand and ultimately utilize for real estate investors. The idea of investing in real estate is to generate wealth, and the use of leverage is one of the key ways you do that.

About Jin Kim:

InvestwithJin.com is a real estate investment company. We have been actively involved in the Downtown Toronto area real estate investing for a number of years.  Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

If you aren’t already on our prospective investor contact list, you are welcome to join us and be the first to know when we have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest”.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

For more information about Jin and his investment program,
please call (416) 579-1129